Insurance & Payment Options

Insurance accepted at Root Therapy and Wellness in Bozeman, MT — Medicare, Montana Medicaid, BCBS, Aetna, Cigna and more. Self-pay and superbills too.

12 plans
in-network across Montana
No referral
needed for most plans
Visit 1
benefits verified before you arrive
Superbills
for out-of-network reimbursement
Root Therapy and Wellness is in-network with most major Montana insurance plans, including Medicare, Montana Medicaid, Blue Cross Blue Shield of Montana, and the plans listed below. We verify your benefits before your first visit as a courtesy — but we encourage you to check with your plan directly too, since we don’t have access to every detail of your coverage. We also offer competitive self-pay rates with superbills for out-of-network reimbursement.
In-network

Insurance plans we accept

Medicare
Montana Medicaid
Blue Cross Blue Shield of Montana
including Healthy Montana Kids
Allegiance
Cigna
First Choice Health Network (FCHN)
Aetna
PacificSource
Mountain Health Co-op
Humana
TriWest (VA Community Care Network)
Tricare West
Out-of-network: United Healthcare

We're out-of-network with United Healthcare, but many United patients see us on our self-pay rate — we provide a superbill you can submit for possible out-of-network reimbursement.

Plans change from time to time — if you don’t see yours listed, call or text us at (406) 219-5388 and we’ll check for you.

What to expect

How billing works here

01

Tell us your plan

Call, text, or book online and let us know who your insurer is — that’s all we need to get started.

02

We verify before visit one

We check your benefits before your first appointment as a courtesy and walk you through your options — and we encourage you to confirm coverage with your plan directly, since we don’t see every detail of it.

03

You focus on getting better

In-network plans are billed directly. Self-pay and out-of-network patients get a superbill to submit for possible reimbursement.

Not sure where your plan lands?

Call or text and we'll verify your benefits before your first visit as a courtesy — please confirm coverage with your plan as well.

Every situation covered

Four ways to pay for care

In-network insurance

You pay your plan’s usual copay or coinsurance — we’re in-network with most major Montana plans, listed above.

Self-pay & superbills

Self-pay rates: $250 for an initial evaluation, $175 for a 60-minute session, $131.25 for a 45-minute session — every session one-on-one with your therapist, so the whole appointment is treatment. You’ll get a written Good Faith Estimate when you schedule, and a superbill for possible out-of-network reimbursement.

Car accidents & work injuries

Crash-related and work-related billing works differently than health insurance. We handle these case-by-case and help you sort out the right billing path before your first visit.

Wellness classes

Our yoga and mat Pilates classes are wellness offerings, not medical treatment — simple self-pay classes, never billed to insurance.

Good to know

Common questions

Do I need a referral?
Montana is a direct-access state, so no referral is needed for most plans — you can book directly. Medicare and Medicaid do require a referral; we help coordinate that with your physician.
How much will it cost?
With insurance, you pay your plan’s usual copay or coinsurance. Self-pay rates are $250 for an initial evaluation, $175 for a 60-minute follow-up, and $131.25 for a 45-minute follow-up — and every self-pay patient receives a written Good Faith Estimate of expected costs at scheduling. For an exact quote for your plan, call or text (406) 219-5388 and we’ll verify your benefits as a courtesy — please confirm coverage with your plan as well.
Can I get my costs in writing before I start?
Yes. If you’re uninsured or paying for yourself, federal law gives you the right to a written Good Faith Estimate of expected charges. We provide one when you schedule — and any time you ask — so you know the expected cost of your plan of care before your first visit.
How do I find out exactly what my plan covers?
Every plan is a little different. The fastest way to know exactly where you stand is to call or text (406) 219-5388 — we’ll verify your benefits as a courtesy and walk you through your options. We encourage you to check with your plan directly too, since we don’t have access to every detail of your coverage.

Have a question we didn't cover? See our full FAQ, or call or text (406) 219-5388.

One call, zero guesswork

Not sure what your plan covers?

Call or text us and we'll verify your benefits before your first visit as a courtesy — and no referral is needed for most plans.

Visit us
1283 N 14th Ave, Suite 101
Bozeman, MT 59715
Hours
Monday – Friday, 8:00 AM – 5:00 PM
Text us any time: (406) 219-5388

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